Challenge

A growing contractor in the Texoma region needed capital to expand operations and purchase equipment. Despite strong revenue growth, their financial records were scattered across multiple spreadsheets, making it difficult to present a credible case to lenders.

Solution

We worked with the client to:

1. Consolidate financial records into clean, bank-ready statements
2. Build a 12-month projection showing growth trajectory and cash flow needs
3. Create an equipment financing package with ROI analysis
4. Develop relationships with two local community banks

Outcome

• Secured $500K in equipment financing at favorable terms
• Reduced interest rate by 1.5% compared to initial offers
• Established ongoing banking relationships for future needs
• Client now maintains clean monthly financials for better decision-making

Key Takeaway

Lenders don’t just want to see revenue—they want to see clarity, planning, and confidence. Clean financials and a forward-looking plan make all the difference.